Vyloca’s role
- Visitor and merchant experience
- Demand capture and corridor insight
- Provider-neutral workflow orchestration
- Status, receipt and support routing
About Vyloca
A focused answer to a real visitor-payment gap.
Vyloca is being built for international visitors who can access money abroad but still struggle to pay Nigerian businesses that expect ordinary naira bank transfers.
What we are building
Vyloca provides a simple visitor experience and a provider-neutral orchestration layer. The intended flow lets an eligible visitor fund a quoted payment while the Nigerian business receives the exact naira amount through its existing bank account.
The merchant should not need a new terminal, a separate wallet or an unfamiliar acceptance method. The licensed partner should not have to surrender control of identity, risk, funds, foreign exchange, settlement or regulatory reporting.
Legal operator
Aurum Digital Consulting Limited
Company registration
RC 9671246
Operating location
Lagos, Nigeria
Product status
Sandbox and Nigeria-wide demand study
A deliberately separated operating model
Licensed partner’s role
- Identity and sanctions screening
- Payment acceptance and transaction approval
- Currency conversion and settlement
- Reversals, disputes and regulatory reporting
Current product status
Sandbox ready. No live funds.
The public experience demonstrates the intended workflow with simulated data. It does not initiate a real payment, approve a customer, convert currency or transfer money.
Accountable organisation
Developed and operated by Aurum Digital Consulting Limited
RC 9671246 · Lagos, Nigeria