Product status
Sandbox and demand study
Vyloca Trust Centre
Trust begins with precise claims.
This page states what Vyloca is today, what it does not do, who is accountable for it and which controls a licensed partner must retain.
Funds status
No live funds handled
Legal operator
Aurum Digital Consulting Limited
Verified corporate identity
- Legal name
- Aurum Digital Consulting Limited
- Company registration
- RC 9671246
- Location
- Lagos, Nigeria
- Verified contact
- hello@aurumdigitalconsulting.com
Current status and regulatory boundary
Vyloca is not yet a live payment service. The public payment journey is a sandbox that demonstrates intended behaviour using simulated data. No public sandbox action moves money.
Vyloca is not a bank, foreign-exchange dealer, card processor, remittance provider or licensed payment institution. It does not hold customer funds, receive raw card credentials, independently conduct foreign exchange or settle transfers.
Any live deployment must place identity verification, sanctions screening, transaction approval, payment acceptance, currency conversion, settlement, reversals, disputes and regulatory reporting under the control of appropriately licensed partners.
Product integrity controls
Idempotent payment commands
Repeated commands are designed not to create duplicate payment intent.
Signed provider callbacks
Webhook contracts include signature verification and replay protection.
Reconciliation references
Provider, quote, transfer and receipt references remain traceable across the journey.
Data minimisation
Raw card data, bank credentials and identity evidence stay outside Vyloca’s public experience.
These controls describe the current engineering design. They do not replace partner due diligence, certification, independent security review or regulatory approval before live-money operation.
Public verification points
Need to conduct diligence?
Start with a direct company contact.
Licensed fintechs, infrastructure providers and professional advisers can request the current integration contract, control matrix and partner-readiness material after mutual-fit review.