Partner controls the regulated layer
The partner approves users and transactions, handles funds and FX, executes settlement and owns regulated records.
Controlled Nigeria partner programmeInvitation only
Turn existing payment rails into a focused visitor-payment corridor.
Vyloca supplies the visitor experience, demand channel and orchestration layer. A licensed partner retains control of identity, funding, FX, transfer, settlement, reversals and regulatory reporting.
Commercial case
New transaction origin
Reach international visitors who cannot complete the local transfer merchants expect.
Existing rails monetised
Earn from approved collection, conversion and payout activity already within your infrastructure.
Measured before scale
Validate demand, conversion, risk and contribution through a bounded cohort before wider rollout.
Qualification fit
What the regulated partner must provide.
The programme begins only after the partner confirms the transaction model, supported corridor and control ownership in writing.
Nigerian bank-account name resolution
Partner-controlled customer verification and screening
Eligible international funding acceptance
Optional provider-issued balance, safeguarding, redemption and reporting
Time-bound FX quotes with fees and expiry
Naira transfer execution and final-status callbacks
Reversals, disputes and reconciliation references
Approved funding models
One journey, two provider-controlled funding paths.
Just-in-time funding
The licensed provider verifies the visitor, presents the final cost and processes an eligible funding source for a specific merchant payment.
Licensed-provider trip balance
Where legally permitted, the provider may issue and safeguard a reusable balance, maintain the ledger, process top-ups and redemptions, and remain the financial system of record.
Vyloca never issues, safeguards or redeems this balance. It may display provider-reported amounts and submit payment instructions only after written partner approval and technical integration.
Vyloca operates the journey
Vyloca handles the visitor interface, provider-neutral orchestration, status visibility and support routing.
Sensitive data stays outside Vyloca
Raw card data, identity evidence, biometrics, bank credentials and partner secrets never enter Vyloca analytics or browser storage.
Delivery path
Evidence at every gate.
01
Qualify
Confirm licensing, permitted model, countries, currencies, limits and commercial ownership.
02
Integrate
Map the partner sandbox to Vyloca's provider-neutral API and complete negative-path testing.
03
Pilot
Launch an invitation-only Nigeria pilot cohort with agreed limits, support paths and stop conditions.
04
Evaluate
Review merchant-credit reliability, risk, support load, unit economics and partner revenue.
Sandbox ready. No live funds.
Start with a 45-minute commercial, compliance and technical fit session.
We will share the detailed programme plan, interface mapping and joint readiness checklist after confirming mutual fit.